Educating and empowering you in the area of your money and personal finance

Educating and empowering you in the area of your money and personal finance

Educating and empowering you in the area of your money and personal financeEducating and empowering you in the area of your money and personal financeEducating and empowering you in the area of your money and personal finance

Simple Budget Form

This is a great starter budget form that you can use to begin budgeting every month.

Monthly Budget Form (pdf)

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The Debt Effect

Sometimes we need to see it to believe it.  This download will show you a budget with debt and a budget without debt so you can visually see the difference and set a goal to become debt free.

The Debt Effect (pdf)

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10 Keys to Financial Success

In partnership with America Saves, here is a list of 10 things you can do right now to achieve financial success.

10 Keys for Financial Success (pdf)

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List of Debts Form & Debt Settlement Sample Letter

The key to getting out of debt is walking in your truth about everyone you owe.  Here is a downloadable form to make this easy for you.  


Settling debts is part of getting debt free.  Here is a sample letter to settle with any company that you owe.

List of Debts Form (pdf)

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Debt Settlement Letter (pdf)

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Scam Alerts & Tips

There are hundreds of scams out there preying on the elderly, misinformed and average Joe.  No one is immune.  Here are easy tips to follow to identify if something is real or not.